The MM2H programme now has 4 tiers — Silver, Gold, Platinum, and SEZ — with no minimum income requirement and no liquid asset proof needed. Just a fixed deposit and a residential property purchase.
Ask Henry about MM2HMalaysia My Second Home (MM2H) is a renewable Social Visit Pass (multiple-entry visa) administered by MOTAC. It lets eligible foreigners reside in Malaysia long-term without giving up their home citizenship.
Relaunched in 2025 with 4 categories — Silver, Gold, Platinum, and SEZ/SFZ — the programme is now more accessible than ever. The old RM 40,000/month income requirement and RM 1.5M liquid asset rule have been removed entirely.
Applications must be submitted through a licensed MM2H agent accredited under the Tourism Industry Act 1992. Henry can connect you with the right people.
All tiers require a fixed deposit in a Malaysian bank and a residential property purchase within 90 days of approval.
* Based on latest MOTAC guidelines. Verify with a licensed MM2H agent before applying as requirements may be updated.
Any residential property qualifies — landed, condo, freehold or leasehold. Commercial units and shophouses are not eligible. You must hold the property for at least 10 years (you may sell earlier only if upgrading to a higher-value property).
Must be placed in a Malaysian bank within 90 days of approval. From the second year onward, up to 50% may be withdrawn for approved expenses: property purchase (SPA required), children's education, or medical expenses.
Eligible dependants: spouse, unmarried children up to 34 years old (not working in Malaysia), disabled children (no age limit), and parents or parents-in-law. Common law and same-gender marriage are not recognised.
A check-up at an authorised Malaysian hospital is required before visa endorsement. Valid Malaysian medical insurance is mandatory for all applicants under 60. Only Malaysian insurance policies are accepted.
At least 90 cumulative days per year must be spent in Malaysia. This can be met by the principal applicant or dependants combined. It is calculated annually — days cannot carry over to the next year.
There is no minimum monthly income requirement — a major change from the old programme. You must declare your source of funds (pension, savings, rental income, investments) with supporting bank statements.
Foreigners can own freehold residential property outright — permanent, heritable, and unencumbered. A right not easily granted in much of Asia.
Properties held over 5 years are exempt from RPGT. Combined with strong appreciation in KLCC and Bukit Jalil, this creates a compelling exit strategy.
For HKD, SGD, USD, and GBP holders, the Ringgit provides exceptional purchasing power. A RM 1M KL condo costs roughly HK$1.7M — a fraction of Hong Kong prices.
KLCC, Bukit Jalil, and JB CIQ corridors consistently deliver strong gross rental yields driven by expats, students, and cross-border workers.
Foreign-sourced income remitted into Malaysia is currently exempt from Malaysian income tax — ideal for retirees, remote workers, and global investors.
Top international schools, private hospitals ranked among Asia's best, and modern infrastructure — at a cost of living far below Singapore, Hong Kong, or Sydney.
Henry Tan is an IQI Global real estate negotiator specialising in new launch properties across Kuala Lumpur and Johor Bahru. He works closely with MM2H applicants to match them with the right property for their chosen tier and connects them with licensed MM2H agents throughout the process.